Here is a verse to think on today from:
"The thoughts of the diligent tend only to plenteousness;
but of every one that is hasty only to want."
I know of several families that have spent large amounts of money on various "Get-Rich-Quick" type schemes, pyramid sales scams and the like. Generally, if you are hasty to become rich you will wind up with nothing. But, if you are diligent, over time you can get out of debt and save.